Family Owned in Asheville Since 1986
Financing

Auto Financing in Asheville, NC

We are a true Buy Here Pay Here dealer. Good credit, bad credit, or first-time buyer, we have a path for you.

Built for Buyers Who Get Turned Away

Many of our customers were told no somewhere else. We look at more than a credit score, and we say yes when we can.

First-time buyers Bad credit No credit Rebuilding credit Working families The military community Small business owners College students Retirees on fixed income

Ways to Finance Your Vehicle

Three paths to get you approved, whatever your credit looks like.

In-House Buy Here Pay Here

Finance directly through us and pay right here. Your loan does not depend on a bank.

Bank & Credit Union Loans

Prefer a traditional auto loan? We work with outside lenders too.

Special Credit Programs

Programs built to help first-time and credit-challenged buyers get approved.

Financing Options Available

We are pleased to arrange vehicle financing on your behalf through one of our numerous financing sources. We can assist most customers, regardless of their credit circumstances, through our buy here pay here program. Please complete the credit application below to begin your approval process and an associate will contact you shortly!

Approved and On the Road

Customers who got financed and drove home happy.

"I came in scared I would be without a vehicle. They worked out a deal around my budget and helped me with the down payment."

H
Hannah Davis
Financed with us

"My son was a first-time buyer. The process was simple, quick, and honest. I highly recommend them."

M
Misty Meece
First-time buyer

"I totaled my car and wasn't sure I could find anything. They walked me through the whole process, even when it took me a couple of weeks."

J
Jamie Robinson
Financed with us

Financing Questions, Answered

What buyers in Asheville ask us most.

Can I get approved with bad credit?

Yes. We are a Buy Here Pay Here dealer and approve buyers with bad credit, no credit, and past credit trouble.

Do you finance first-time buyers?

Yes. First-time buyers are one of the groups we help most. We look at more than a credit score.

Is there a credit check?

We offer Buy Here Pay Here financing, including options with no credit check. Your approval is based on more than a score.

What do I need to get started?

Just reach out. Apply online or call us, and our team will walk you through exactly what to bring.

Do you accept trade-ins?

Yes. Sell us your current car or apply its value toward your next vehicle.

How do I make my car payment?

Pay in person at our lot or online any time through our secure payment portal.

Start your approval in minutes

No pressure and no wasted time. See where you stand today.